No two situations are the same, and advice about your mortgage should be individual to your specific needs and plans. Why not book a Video call to discuss your situation?
Use our expertise and understanding to your advantage and fulfil your dreams.
Now is always a good time to talk about your Mortgage. Expert planning and support will give you the piece of mind you are looking for.
Our Mortgage Advisers will work directly with you, supported by industry experts to ensure you are well looked after during the mortgage process, reviewing your protection needs, and we can even help with your Will requirements.
Being a Directly Authorised Broker firm allows us greater freedom to use lenders large and small; High Street mortgage lenders you will recognise, plus smaller specialist lenders with unique schemes and bespoke underwriting opportunities.
Having access to almost every UK Mortgage lender doesn’t need to be expensive either. We keep our overheads low and pass on those savings to our clients. Our borrowers know they will save more than any fees we charge, and nothing is paid upfront – we only charge once the mortgage has been offered.
A great place to start – we offer a 30-minute free consultation to all potential clients to discuss your needs without any obligation.
Don’t take our word for it, a number of our clients have taken the opportunity to review our service.
Michael Saville2024-11-12Trustindex verifies that the original source of the review is Google. Justin has dealt with our mortgage requirements for the last 13 years. Recently we needed to renew our mortgage and with rumblings of interest rate rises tomorrow, Justin quickly arranged the best deal for us (which couldn’t be beaten elsewhere) before the rates were increased. A trustworthy, personal service - always! Sophie Lily2024-07-03Trustindex verifies that the original source of the review is Google. I have been trying to move for over four years, facing countless challenges due to the cladding crisis and a string of plain bad luck. Throughout this, Justin at Essex Home Finance has been a beacon of hope and support. Justin has dedicated an immense amount of time and effort to help me secure my new home. His advice was invaluable, guiding me through every step with expertise and genuine care. It's clear that he truly prioritises what’s best for his clients, making the entire process far less daunting. Thanks to Justin's unwavering support and commitment, I am finally in my new home. I cannot recommend Essex Home Finance highly enough and wouldn’t consider going to anyone else. If you’re in need of a reliable, caring, and knowledgeable advisor, Justin is the person to turn to. Jeannie Philip2024-05-20Trustindex verifies that the original source of the review is Google. As first time buyers we felt rather overwhelmed with idea of finding and applying for a mortgage. We had no idea how much we could borrow and what that would mean for us in terms of monthly payments. It was really daunting but luckily Justin was recommend to us and I would absolutely now recommend him to everyone I know!!! Not only is he supper quick at getting back to you but he explains things to you in a practical way you can understand. He gave us loads of options and in the end secured us a great mortgage at a time interest rates were fluctuating. I cannot imagine how we’d have managed without his help and thoroughly recommend him. Thanks Justin! Andrew Brooke2024-05-07Trustindex verifies that the original source of the review is Google. We have just completed the fifth remortgage that Justin has arranged for us over the years and, yet again, we're on a great deal and everything has worked perfectly. I would like to thank Justin and his team for their wonderful customer service and I can't recommend EHF Mortgages highly enough. Robyn Ngo2024-03-30Trustindex verifies that the original source of the review is Google. Justin has been an absolute pleasure to work with. He made what seemed to me a complicated process a breeze! Very informative throughout and always available to answer any questions. I would definitely recommend and will be back in contact with Justin when it's time to renew. 5 star service Fiona Luck2024-03-28Trustindex verifies that the original source of the review is Google. Great, fast professional service. This is the second mortgage I have taken with EDF and I would definitely recommend their services. Justin is particularly knowledgeable and helpful. Mr Andy B2024-03-28Trustindex verifies that the original source of the review is Google. Justin organised two mortgages for us recently and was efficient in every way. Would highly recommend Luke Shannon-Little2024-03-22Trustindex verifies that the original source of the review is Google. Justin was extremely knowledgeable and supportive thought the entire process and he got us a great mortgage deal. I will be using again and highly recommend other do too. ben wilson2024-02-16Trustindex verifies that the original source of the review is Google. I have used Justin for over 8 years and for a variety of mortgage products and advice, he is incredibly knowledgable and always prompt. Would recommend 100%! Brooke Davey2023-07-13Trustindex verifies that the original source of the review is Google. Justin from EHF took all the stress out of my recent remortgage. Especially at a time when securing a mortgage is no mean feat. Going out of his way to help me reach my completion date while I was on holiday without a computer. I genuinely felt Justin had it all covered, even with a reassuring plan B.
We help buyers just like you to get a mortgage – regardless of your financial situation. With over 35 years of experience and access to all market lenders, we are specialists in finding the right mortgage and protection you need.
01245 398 466
EHF Mortgages is a trading name of Essex Home Finance Limited and is authorised and regulated by the Financial Conduct Authority FCA No.940123. Registered in England no: 10607263 with address: 2 The Old Coal Yard, Little Waltham Road, Chelmsford, CM1 7TG
Some types of finance such as bridging, development, commercial and buy-to-let mortgages may not be regulated by the Financial Conduct Authority. Fees may be payable for advice and/or arrangement of your mortgage. As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the repayments on it or any other loan secured against it. Think carefully before securing other debts against your home. Will writing and Estate planning is not regulated by the FCA.