Take control over what happens to your property, money and belongings after you die. The use of effective Wills, Trusts and Lasting Powers of Attorney to manage the affairs of yourself, and those around you.
The importance of planning for your assets and belongings for when you die should not be reserved simply for those in retirement. The moment you have a partner, children, a home and other assets will be the right time to think about your wishes should the worst happen.
Also we should consider if we are unable to make informed decisions of our own, and that others need to be able to step in and make important decisions on your behalf. A Power of Attorney will ensure that your welfare and finances can be managed in your later life.
There are a number of reasons to make a Will and plan your estate effectively
EHF Mortgages are delighted to announce that we are now able to offer professional will-writing and Estate Planning services.
These services are delivered by our trained and qualified specialist, Justin Moy, here at EHF. Justin can offer our clients the highest standard of legal documentation to address widespread concerns such as appointing guardians for under-18s, protection of assets, securing generational inheritance, maximisation of inheritance for your beneficiaries and protection in the event of loss of mental capacity to name but a few.
As a valued client of EHF Mortgages, we must ensure that you have easy access to this service and that your affairs are in order should the worst occur. If you do not have a Will in place, please do get in touch as we will be able to ensure that you receive the right advice to suit your circumstances and protect your family and loved ones from the difficulties that can arise during a particularly difficult time.
We also urge all clients of EHF Mortgages who do have a Will in place to take advantage of our FREE Will review service. There are many Wills out there that have not been updated for several years and therefore fall foul of the recent changes to legislation, including Inheritance Tax legislation, which can result in families paying much more Inheritance Tax following death than needed.
Your Will is the most important document you will ever make, it sets the financial precedent for your family and loved ones for the remainder of their lives, please take advantage of this new offering if you feel it may benefit you, even if it is merely to run a query by us, we are more than happy to assist.
EHF are also able to offer Probate services, this is the process of administering the estate of a deceased individual. Families are often stung by the High Street solicitors when seeking assistance in this area, please do contact us if you feel we can assist in this area as we can facilitate the full service with compassion and professionalism.
Now is always a good time to talk about your Mortgage. Expert planning and support will give you the piece of mind you are looking for.
Our Mortgage Advisers will work directly with you, supported by industry experts to ensure you are well looked after during the mortgage process, reviewing your protection needs, and we can even help with your Will requirements.
Being a Directly Authorised Broker firm allows us greater freedom to use lenders large and small; High Street mortgage lenders you will recognise, plus smaller specialist lenders with unique schemes and bespoke underwriting opportunities.
Having access to almost every UK Mortgage lender doesn’t need to be expensive either. We keep our overheads low and pass on those savings to our clients. Our borrowers know they will save more than any fees we charge, and nothing is paid upfront – we only charge once the mortgage has been offered.
A great place to start – we offer a 30-minute free consultation to all potential clients to discuss your needs without any obligation.
Having the right insurance and protection in place for what your circumstances require is important. The EHF team are very experienced and will provide you options to consider.
What is Important to you? Let’s check what you need, and what is already in place.
We will check 000’s of policies and Insurers to find the right options for your needs.
Once we agree to proceed, we will look after all of the process for you, after a review of your medical health
Once approved by the insurers, your protection is ready to go live, giving you that peace of mind.
What’s important to you? Let's have a chat to discuss your concerns.
Let’s check what your employer provides and any other insurance you have in place.
Let’s talk through your situation, and look at each of the potential issues you may face.
Once agreed to proceed, we will need to apply on your behalf, following a review of your medical health.
We help buyers just like you to get a mortgage – regardless of your financial situation. With over 35 years of experience and access to all market lenders, we are specialists in finding the right mortgage and protection you need.
01245 398 466
EHF Mortgages is a trading name of Essex Home Finance Limited and is authorised and regulated by the Financial Conduct Authority FCA No.940123. Registered in England no: 10607263 with address: 2 The Old Coal Yard, Little Waltham Road, Chelmsford, CM1 7TG
Some types of finance such as bridging, development, commercial and buy-to-let mortgages may not be regulated by the Financial Conduct Authority. Fees may be payable for advice and/or arrangement of your mortgage. As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the repayments on it or any other loan secured against it. Think carefully before securing other debts against your home. Will writing and Estate planning is not regulated by the FCA.