Independent Advice on Remortgaging

Advice, Experience, & Knowledge

As Mortgages continue to change, its so important to find great support with Independent Advice. Tapping into over 4 decades of experience, and our vast knowledge will give you a substantial advantage and will make sure the right decision is made.

Remortgage - Questions

Finding a new deal for your mortgage isn't always as straight forward as you think. Your current lender will normally provide you with some options, but how do you know if they are competitive? Independent Advice is so essential at all stages of your Mortgage journey.

Shall I stick with my Current Lender?

This is definitely an option to consider, but not your only option. Most mortgage lenders will offer a range of products towards the end of the current deal, what they cannot do is tell you about all the other lenders in the market, and what their deals are. Whether you stay with your lender, or move to a new provider, EHF Mortgages will check both situations, and organise what is best for your needs.

What If I want to Borrow More?

Remortgaging is a traditional way to borrow more money, typically for home improvements or debt consolidation. We can also look at some alternatives, such as Secured Loans and Further Advances, allowing you to continue with your current lender and retain your current low mortgage rates. As an Independent Mortgage Broker, EHF Mortgages always check whether a Remortgage or a Secured Loan is the most cost effective for your situation, from over 125 different lenders.

Why Should I Use a Mortgage Broker?

If you approach your current lender directly, they are only allowed to present and discuss their own products, not the full mortgage market. Is that making sure you have the cheapest mortgage deal?

By using a qualified and experienced Mortgage Broker, we have access to over 98% of all the UK Mortgage Lenders - one contact, and over 6,000 different products. And if your current lender is the right one, then we will sort that out for you free of charge.

Customers served! £ 10 m Lending since 2017
Customers served! 10 + Mortgage Lenders
Customers served! 10 MOrtgage products AS AT 20/10/22

How Much Is My Mortgage Each Month?

Not sure what the amount, term or mortgage rate will mean for your mortgage payments?

Our Mortgage Calculator will give you an accurate idea of what you will need to pay each month.

Adjust the rate so you can look at the effect of both interest rate increases, and how changing the term can effect monthly payments

If you would like us to discuss the options available to you, please book an appointment now!


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Monthly Repayment: Total Interest Paid:
Please note: This calculation is a guide to how much your monthly repayments would be. The exact amount may vary from this amount depending on your lender's terms.

How We Work With You

01.


We Listen

Online meeting, face-to-face, or by email - whatever works for you will work for us! Let us understand the situation, what you are looking to achieve, and that you can provide us with the documents required.

02.


We Go To Market

We then check the whole market on your behalf, ensuring we match your situation to the thousands of deals currently available. Reporting back with our recommendations, we look to secure that important agreement from the lender(s) as soon as possible.

03.


You Win

Once we agree the way forward, let us deal with the application process. No need for you to do the chasing with the lender, we will provide regular updates on progress until you have your Mortgage Offer. We can then ensure the whole process is managed until completion .

How Clients Benefit From Our Service

Truly Independent

So important to have access to almost every UK mortgage lender, giving you the widest choice of products, schemes and exclusive deals

Experience

With over 90 years experience in this complex market, we have seen so much product change over the last 4 decades. Use our knowledge to make your experience easier

Technology

Up to the minute online capabilities ensures we can deal with your needs immediately, which can make a real difference to your overall costs. Upload documents and video Interviews with our qualified team

Save you Time & Money

No need to spend your free time looking on comparison sites & researching, let the experts do the hard work and ensure you have the best mortgage for your needs

Testimonials from our Clients

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Great Service Every time

We have been working with Justin for over 10 years now, and he always makes sure we have the best deal every time. We really appreciate the time he takes to look after us.

James H Client
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Saved over £7,500 on my Mortgage

EHF ensured I got a great rate before they increased overnight. That saved me over £7,000 for the next 5 years. Thank you so much for sorting this out for us so quickly.

Barry McC Client
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Made it So Easy

As a First Time Buyer, this all seemed to be confusing, but Justin made it all seem very easy. No way I could have bought my new home without his help. Thank You!

Charlotte F Client

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments

Let Us Help You

Take a few seconds to get in touch - our Skilled Team are ready to help you, and you can see how EHF Mortgages are able to assist you.

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Get In Touch

Take a few seconds to get in touch - our Skilled Team are ready to help you, and you can see how EHF Mortgages are able to assist you.

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