Call Us: 01245 398466
Essential Support for First Time Buyers
Advice, Experience, & Knowledge
Don't waste precious time and effort looking to find answers to your questions. Let us help support you through the most significant purchase you will make. Independent Advice, over 4 decades of experience, and our vast knowledge will give you a substantial advantage.
Expert Advice
With over 90 years combined experience, stretching over 4 decades, no matter what your goal is, we have the expertise and knowledge to make it happen.
Widest Choice of Deals
As Independent Mortgage Brokers, you can be assured our only objective is to find your cheapest mortgage deal, from the widest possible choice of lenders
We Are With You
We know how difficult this can feel. Our team are here to help, not only now but throughout your lifetime. We help clients from age 18 to 95.
How we Support You
Initial Discussion
Understanding your plan is so important. Ideally we would love to discuss your ideas, the kind of property you want to purchase, your budget, and overall financial position.
RESEARCH
Now we understand your situation, we work hard to find the right lenders / products for your borrowing requirements. This will be based on price, criteria, any incentives available.
Decision in Principle
Let's get this approved! - A Decision in Principle gives us a strong confirmation as to what you can borrow, and sets your property budget accordingly. This is currency for Estate Agents too.
Apply
Once you have agreed a purchase price for the property you want to buy, we can look to submit a full application to the lender. A re-check of the best deals (and lender) is necessary.
moving to offer
The lender will normally request a valuation report, and check your documents over. If all is okay, the mortgage is offered. We provide regular contact with you, your solicitors, & agent throughout.
insure and complete
As we move towards completion, its a great opportunity to look at your insurance needs - property and for you personally. Exchanged and Completed, you now own your new home!
How Clients Benefit From Our Service
Truly Independent
So important to have access to almost every UK mortgage lender, giving you the widest choice of products, schemes and exclusive deals
Experience
With over 90 years experience in this complex market, we have seen so much product change over the last 4 decades. Use our knowledge to make your experience easier
Technology
Up to the minute online capabilities ensures we can deal with your needs immediately, which can make a real difference to your overall costs. Upload documents and video Interviews with our qualified team
Save you Time & Money
No need to spend your free time looking on comparison sites & researching, let the experts do the hard work and ensure you have the best mortgage for your needs
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments
Let Us Help You
Take a few seconds to get in touch - our Skilled Team are ready to help you, and you can see how EHF Mortgages are able to assist you.
Get In Touch
Take a few seconds to get in touch - our Skilled Team are ready to help you, and you can see how EHF Mortgages are able to assist you.