We understand that everyone has a different journey, an idea for where they wish to live. Let us tailor a mortgage ideal for your needs.
Helping our clients buy or finance their homes, and invest in the property market.
Combining the latest technology and over 35 years of personal experience in the mortgage market allows you to benefit from the best mortgage deals with the support that matters
Over 100 lenders, including High Street Banks, Local Building Societies, and Specialist Lenders, with over 8,000 different products to support your individual needs.
Designed exclusively for our older borrowers, using the value in your home to improve your retirement plans and support the family finances.
Many see property as a sound long-term investment strategy, and Buy to Let continues to provide an excellent opportunity for long-term financial returns.
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Previous credit issues shouldn’t stop you from buying or refinancing your home. If you have CCJ’s, IVA, DMP or Defaults, High Street lenders might say ‘No’ but there are plenty of mortgage lenders that could help.
Many properties are not standard built or may require development work to make them attractive to mortgage lenders. Many of our specialist lenders will look at those properties and provide you with suitable finance.
Using remortgage or secured lending to reduce your monthly outgoings. Let us assess your situation and look at how we can potentially restructure your loans and credit card balance.
Specialist Qualified Mortgage and Protection Advice is vital, helping you find the right mortgage and protect it from those difficult life events
We make the process of obtaining a mortgage as easy as possible.
Let’s understand your plan, assess your finances and ensure that you can afford the mortgage you need. We will assess what you can afford.
We obtain the agreement from the right mortgage lender, giving you the confidence to view, offer and agree to buy the right property.
Let us support you through this most important stage, checking the property is accepted and your finances are good to go, moving you to Offer stage.
Solicitors finalise the legal work, request money from the mortgage lender, complete the purchase and you have the keys to your new home.
There are plenty of reasons to work with EHF Mortgages
By having independent access to the UK Mortgage market, we are able to provide you with the widest choice of products and will always have the most competitive deals.
We always offer a free no-obligation meeting, so we can understand your situation, your goals and show you how we can help.
We don't just stop with your mortgage, we like to keep you informed about the changes within the market and how this affects your future mortgage needs.
Now is a great time to start your mortgage journey with EHF Mortgages.
Specialist Mortgage Schemes backed by extensive market knowledge and significant lender choices.
Don't put your home or family at jeopardy, tailored protection solutions to your individual needs.
These are just some of the questions we are regularly asked by our clients, and may just answer one or two you have.
As a Directly Authorised Mortgage Brokers, we have the opportunity to work with almost every UK mortgage lender, giving us access to High Street lenders such as Barclays, Nationwide, and other leading providers, as well as the smaller Regional Building Societies and Specialist lenders you may not recognise. The widest choice gives our clients the best possible options.
Our fees are typically low, and only payable on Offer, nothing is normally paid upfront. We will agree the cost with you before we start any work.
You could speak to many of the High Street lenders directly if you want, however their range of potential deals and options will be limited to their own range. With EHF Mortgages we would normally have the same range of products plus the rest of the market to consider, ensuring you always have the cheapest product for your situation.
Depending on the type of application, as well as our clients' individual situation. Typically we will need evidence of income, bank statements to show your expenditure, details of the deposit you will be using, and some form of ID. We will provide you with a Secure Portal to upload any documents we require, rather than sending via email.
Many of our clients prefer the ease of online meetings or discussing by telephone, and if you live nearby our main office, we would be delighted to welcome you to our offices in Chelmsford.. We can accommodate whatever is easier for you.
We help buyers just like you to get a mortgage – regardless of your financial situation. With over 35 years of experience and access to all market lenders, we are specialists in finding the right mortgage and protection you need.
01245 398 466
EHF Mortgages is a trading name of Essex Home Finance Limited and is authorised and regulated by the Financial Conduct Authority FCA No.940123. Registered in England no: 10607263 with address: 2 The Old Coal Yard, Little Waltham Road, Chelmsford, CM1 7TG
Some types of finance such as bridging, development, commercial and buy-to-let mortgages may not be regulated by the Financial Conduct Authority. Fees may be payable for advice and/or arrangement of your mortgage. As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the repayments on it or any other loan secured against it. Think carefully before securing other debts against your home. Will writing and Estate planning is not regulated by the FCA.
