Is Equity Release the Right Choice for You? Key Questions to Ask Yourself
February 25, 2025
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Table of Contents 1. Introduction 2. Key Questions to Consider Before Choosing Equity Release 3.
Whether you are looking for help with your Mortgage or Insurance, there are plenty of questions we are asked about our service and how we can be your expert adviser.
EHF Mortgages (Essex Home Finance Ltd) are regulated by the FCA under our Number 940123. This means we operate in accordance with strict guidelines and rules on how we can advise you based on your circumstances and needs. We help with Mortgages, Loans, Life Insurance and General Insurance, as well as Medical Insurance. Some of our team are also qualified to advise on Lifetime Mortgages (Retirement Mortgages) and Wills / Trusts.
For some of our work we do charge a fee, typically to reflect the time it takes to resource, advise, and process your application. Fees are agreed upfront, typically payable on receipt of your mortgage offer. Please ask for a copy of our current tariff of costs and terms of business.
Absolutely!
Many of our clients are not local to us in Essex, and whilst we love to meet with our clients, we can also work with video calls, uploading documents through our online portal, which is available 24/7.
Whilst most of our mortgage cases replaced with High Street lenders, we have an increasingly significant number of applications with our Building Societies and Specialist Lenders, using some of their unique products for those with poor credit, unusual properties or need auction finance, to name a few.
We treat client information security as a top priority, using specialist software to store your documents and private information securely, encouraging our clients to use our secure portal to provide any documents and information, rather than sending attachments on email.
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Table of Contents 1. Introduction 2. Key Questions to Consider Before Choosing Equity Release 3.
Table of Contents 1. Introduction 2. Tax-Free Cash as an Alternative to Downsizing 3. How
Table of Contents 1. Introduction 2. Repayment Structures: How They Differ 3. Eligibility and Purposes
Table of Contents 1. Introduction 2. Myth: Equity Release Means Losing Ownership of Your Home
We help buyers just like you to get a mortgage – regardless of your financial situation. With over 35 years of experience and access to all market lenders, we are specialists in finding the right mortgage and protection you need.
01245 398 466
EHF Mortgages is a trading name of Essex Home Finance Limited and is authorised and regulated by the Financial Conduct Authority FCA No.940123. Registered in England no: 10607263 with address: 2 The Old Coal Yard, Little Waltham Road, Chelmsford, CM1 7TG
Some types of finance such as bridging, development, commercial and buy-to-let mortgages may not be regulated by the Financial Conduct Authority. Fees may be payable for advice and/or arrangement of your mortgage. As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the repayments on it or any other loan secured against it. Think carefully before securing other debts against your home. Will writing and Estate planning is not regulated by the FCA.