News & Articles

Blogs

Welcome to EHF’s mortgage and protection blogs and insights!

Here, we demystify the home loans and mortgage process, offering expert advice on everything from first-time buyer tips to different protection strategies. Let us guide you through the complexities and help you realise your property dreams.

Mortgages for Over 60s: Your Guide to Financial Flexibility

Dive deep into Mortgages for Over 60s and discover what to consider when applying for a mortgage, provides insights into benefits and available options.

April 24, 2025

Why Should I Review My Life Insurance?

Life insurance is essential in financial planning, providing security for your loved ones, find out how life circumstances can affect your policy.

April 11, 2025

Why is Medical Insurance Suddenly So Popular?

Medical insurance has surged in popularity, transitioning from a prudent choice to a nearly indispensable part of personal financial planning.

April 7, 2025

How to Protect Your Family’s Future: The Importance of Estate Planning

Estate planning is the process of arranging the management and disposal of a person’s estate during their life and after death.

March 28, 2025

Do I Need Critical Illness Cover for a Mortgage?

This insurance can offer a financial safety net should you become seriously ill, but its suitability can vary depending on individual circumstances.

March 28, 2025

Is Equity Release the Right Choice for You? Key Questions to Ask Yourself

Equity release can be a powerful financial tool, offering homeowners aged 55 and over the opportunity to unlock their property value without selling or moving.

February 25, 2025

The Hidden Benefits of Equity Release: More Than Just Cashflow

Benefits of Equity Release: Modern equity release products are versatile financial tools that can enhance your lifestyle, preserving the connection to your home

February 18, 2025

Equity Release Mortgages vs. Traditional Mortgages: What’s the Difference?

Equity Release Mortgages and traditional residential mortgages are the two main mortgages. They serve different purposes and cater to varying stages of life.

February 11, 2025

Common Misconceptions About Equity Release Mortgages

Equity release mortgages have evolved significantly, now offering flexible, secure options for homeowners aged 55 and over to unlock the value in their homes.

February 4, 2025

Specialist Mortgages for Professionals: Tailored Solutions for Your Career

Specialist mortgages for professionals in the armed forces, teaching, or doctors, are designed to meet the specific needs of your profession to meet lending criteria.

January 30, 2025

Shared Ownership and Joint Borrower/ Sole Owner Schemes: Exploring Your Options for Getting on the Property Ladder

Shared Ownership or “Bank of Mum and Dad”—can make the dream of homeownership a reality. In this guide, we’ll explore these options in detail

January 22, 2025

New Build Mortgages: Everything You Need to Know

We explore everything you need to know about new build mortgages, the types of mortgages and incentives available, and how EHF Mortgages can help buy your new home

January 16, 2025

Limited Company Mortgages: Everything You Need to Know

Limited company mortgages are a specialist product that is becoming a popular choice for purchasing property, especially among landlords and property investors.

January 3, 2025

What is Home and Contents Insurance? Protecting Your Property and Belongings

Home and contents insurance ensures that both your property and belongings are covered against unexpected events like fire, theft, or natural disasters.

December 20, 2024

Why is Health Insurance Important? A Comprehensive Guide to Protecting Your Health and Finances

Health insurance provides financial protection against the high costs of medical care, ensuring that you have access to the best possible treatment when needed

December 16, 2024

Wills, Power of Attorney, and Probate: Why They Matter and How They Work

Having a will, appointing a power of attorney, and understanding probate ensure your financial future is planned so that loved ones are cared for.

December 10, 2024

What is Life & Critical Illness Insurance? A Guide to Protecting You and Your Loved Ones

Life & critical illness insurance offers financial protection and peace of mind, ensuring that you and your family are financially covered if the worst happens.

December 4, 2024

What is Income Protection Insurance? Safeguard Your Income in Uncertain Times

Income protection insurance is designed to provide financial security, offering a safety net that ensures you can still meet your financial obligations.

November 29, 2024

We help buyers just like you to get a mortgage – regardless of your financial situation. With over 35 years of experience and access to all market lenders, we are specialists in finding the right mortgage and protection you need.

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EHF Mortgages is a trading name of Essex Home Finance Limited and is authorised and regulated by the Financial Conduct Authority FCA No.940123. Registered in England no: 10607263 with address: 2 The Old Coal Yard, Little Waltham Road, Chelmsford, CM1 7TG

Some types of finance such as bridging, development, commercial and buy-to-let mortgages may not be regulated by the Financial Conduct Authority. Fees may be payable for advice and/or arrangement of your mortgage. As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the repayments on it or any other loan secured against it. Think carefully before securing other debts against your home. Will writing and Estate planning is not regulated by the FCA.