Let EHF Mortgages help you find the ideal mortgage for your needs, whatever your situation may be.
Specialist Mortgage Advice provides you a wealth of opportunities, no matter how simple or complex your situation may be.
Making sure you and your family can continue to live in your home should the worst happen.
Whether you’re a first-time buyer, a seasoned property investor, or someone looking to protect your financial future, our team is here to guide you every step of the way.
Whether you’re upsizing to accommodate a growing family or downsizing for retirement, we offer tailored home mover mortgage solutions. We help you manage the financial transition, whether that means porting your existing mortgage to a new property or securing a brand-new deal that suits your changing circumstances.
Are you paying more than you need to on your current mortgage? Remortgaging could save you thousands. Our brokers compare deals across the market to find a product that aligns with your financial goals, whether it’s reducing monthly payments, consolidating debt, or financing a home improvement project.
Unlock value in your home with an equity release mortgage. Ideal for homeowners over 55, Equity Release allows access to funds whilst retaining ownership of your property. Modern Equity Release products, like lifetime mortgages, provide flexibility and security, ensuring you can enjoy your retirement without financial strain.
Don’t take our word for it, a number of our clients have taken the opportunity to review our service.
Michael Saville2024-11-12Trustindex verifies that the original source of the review is Google. Justin has dealt with our mortgage requirements for the last 13 years. Recently we needed to renew our mortgage and with rumblings of interest rate rises tomorrow, Justin quickly arranged the best deal for us (which couldn’t be beaten elsewhere) before the rates were increased. A trustworthy, personal service - always! Sophie Lily2024-07-03Trustindex verifies that the original source of the review is Google. I have been trying to move for over four years, facing countless challenges due to the cladding crisis and a string of plain bad luck. Throughout this, Justin at Essex Home Finance has been a beacon of hope and support. Justin has dedicated an immense amount of time and effort to help me secure my new home. His advice was invaluable, guiding me through every step with expertise and genuine care. It's clear that he truly prioritises what’s best for his clients, making the entire process far less daunting. Thanks to Justin's unwavering support and commitment, I am finally in my new home. I cannot recommend Essex Home Finance highly enough and wouldn’t consider going to anyone else. If you’re in need of a reliable, caring, and knowledgeable advisor, Justin is the person to turn to. Jeannie Philip2024-05-20Trustindex verifies that the original source of the review is Google. As first time buyers we felt rather overwhelmed with idea of finding and applying for a mortgage. We had no idea how much we could borrow and what that would mean for us in terms of monthly payments. It was really daunting but luckily Justin was recommend to us and I would absolutely now recommend him to everyone I know!!! Not only is he supper quick at getting back to you but he explains things to you in a practical way you can understand. He gave us loads of options and in the end secured us a great mortgage at a time interest rates were fluctuating. I cannot imagine how we’d have managed without his help and thoroughly recommend him. Thanks Justin! Andrew Brooke2024-05-07Trustindex verifies that the original source of the review is Google. We have just completed the fifth remortgage that Justin has arranged for us over the years and, yet again, we're on a great deal and everything has worked perfectly. I would like to thank Justin and his team for their wonderful customer service and I can't recommend EHF Mortgages highly enough. Robyn Ngo2024-03-30Trustindex verifies that the original source of the review is Google. Justin has been an absolute pleasure to work with. He made what seemed to me a complicated process a breeze! Very informative throughout and always available to answer any questions. I would definitely recommend and will be back in contact with Justin when it's time to renew. 5 star service Fiona Luck2024-03-28Trustindex verifies that the original source of the review is Google. Great, fast professional service. This is the second mortgage I have taken with EDF and I would definitely recommend their services. Justin is particularly knowledgeable and helpful. Mr Andy B2024-03-28Trustindex verifies that the original source of the review is Google. Justin organised two mortgages for us recently and was efficient in every way. Would highly recommend Luke Shannon-Little2024-03-22Trustindex verifies that the original source of the review is Google. Justin was extremely knowledgeable and supportive thought the entire process and he got us a great mortgage deal. I will be using again and highly recommend other do too. ben wilson2024-02-16Trustindex verifies that the original source of the review is Google. I have used Justin for over 8 years and for a variety of mortgage products and advice, he is incredibly knowledgable and always prompt. Would recommend 100%! Brooke Davey2023-07-13Trustindex verifies that the original source of the review is Google. Justin from EHF took all the stress out of my recent remortgage. Especially at a time when securing a mortgage is no mean feat. Going out of his way to help me reach my completion date while I was on holiday without a computer. I genuinely felt Justin had it all covered, even with a reassuring plan B.
Trusted Support from Industry Specialist Mortgage and Protection Adviser
Using a combination of our knowledge, experience and status within the mortgage market, EHF Mortgages is superbly positioned to help our clients.
Since 2017 we have helped thousands of clients with their mortgage needs.
Tap into the huge range of mortgage lenders and schemes available through our expert mortgage partners. We can help with the following:
Independent Mortgages Advice covering over 100 lenders across the UK.
Retirement Mortgage Specialist, Member of the Equity Release Council.
Property Investment for New and Experience Landlords.
We specialise in finding solutions for clients with complex credit histories, including those with CCJs, defaults, or IVAs.
Replace lost income if you’re unable to work due to illness or injury, ensuring you can still pay your mortgage and bills each month.
Protect your loved ones with a policy that provides financial security in the event of your passing.
Shortcut NHS Waiting Lists and obtain fast medical treatment.
Protect your property and belongings against unexpected events like fire, theft, or damage.
Ensure your wishes are followed how you want when you die.
There are plenty of reasons to work with EHF Mortgages
By having independent access to the UK Mortgage market, we are able to provide you with the widest choice of products and will always have the most competitive deals.
We always offer a free no-obligation meeting, so we can understand your situation, your goals and show you how we can help.
We don't just stop with your mortgage, we like to keep you informed about the changes within the market and how this affects your future mortgage needs.
Now is a great time to start your mortgage journey with EHF Mortgages.
Specialist Mortgage Schemes backed by extensive market knowledge and significant lender choices.
Don't put your home or family at jeopardy, tailored protection solutions to your individual needs.
Now is always a good time to talk about your Mortgage. Expert planning and support will give you the piece of mind you are looking for.
Our Mortgage Advisers will work directly with you, supported by industry experts to ensure you are well looked after during the mortgage process, reviewing your protection needs, and we can even help with your Will requirements.
Being a Directly Authorised Broker firm allows us greater freedom to use lenders large and small; High Street mortgage lenders you will recognise, plus smaller specialist lenders with unique schemes and bespoke underwriting opportunities.
Having access to almost every UK Mortgage lender doesn’t need to be expensive either. We keep our overheads low and pass on those savings to our clients. Our borrowers know they will save more than any fees we charge, and nothing is paid upfront – we only charge once the mortgage has been offered.
A great place to start – we offer a 30-minute free consultation to all potential clients to discuss your needs without any obligation.
Use our vast experience within the mortgage market to your benefit, and be supported by industry experts with your most prized purchase.
We help buyers just like you to get a mortgage – regardless of your financial situation. With over 35 years of experience and access to all market lenders, we are specialists in finding the right mortgage and protection you need.
01245 398 466
EHF Mortgages is a trading name of Essex Home Finance Limited and is authorised and regulated by the Financial Conduct Authority FCA No.940123. Registered in England no: 10607263 with address: 2 The Old Coal Yard, Little Waltham Road, Chelmsford, CM1 7TG
Some types of finance such as bridging, development, commercial and buy-to-let mortgages may not be regulated by the Financial Conduct Authority. Fees may be payable for advice and/or arrangement of your mortgage. As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the repayments on it or any other loan secured against it. Think carefully before securing other debts against your home. Will writing and Estate planning is not regulated by the FCA.